Altares and Tinubu expand credit risk partnership

Altares and Tinubu are deepening a two-decade partnership to give businesses in France and abroad more detailed credit risk assessments and tailored recommendations. The expanded offering pairs Altares Dun & Bradstreet data with Tinubu analyst expertise to help finance teams make better decisions in an uncertain economy.

Why it matters: - Businesses are facing more complex credit decisions as crises and global risk raise the stakes of evaluating trading partners. - The expanded Altares-Tinubu offering is designed to help finance departments and credit professionals judge risk when standard financial indicators are not enough. - The service is aimed at situations with limited financial information or higher exposure, where a deeper assessment can change a credit decision.

What happened: - Altares and Tinubu are strengthening a longstanding partnership to add Tinubu's credit risk assessments and recommendations to Altares' commercial offering. - The enhanced service is now available to Altares customers in France and internationally. - The companies said the partnership combines Altares Dun & Bradstreet data with Tinubu's analyst expertise to support more informed credit decisions.

The details: - Altares is a business data specialist and member of the Dun & Bradstreet Worldwide network. - Tinubu specializes in credit insurance and international credit management. - Tinubu has worked with Altares for more than 20 years and brings 25 years of international experience in credit insurance and credit management. - Tinubu uses Altares Dun & Bradstreet data in its data hub for assessments, along with specialised local data sources and publicly available online information. - Multilingual analysts across several continents prepare each assessment and interpret the information in the context of the company being reviewed. - Tinubu may contact the company directly, with customer authorization, to gather more information and deepen the analysis. - Altares is Dun & Bradstreet's exclusive partner in France, the Benelux and the Maghreb. - Altares says its global database covers more than 600 million legal entities, including 11 million in France. - Tinubu develops software for insurers covering complex risks including trade credit, surety, political risk, directors' and officers' liability, marine, aviation, cyber, accident and health, and commercial property insurance. - Tinubu says it supports more than 50 specialist insurers worldwide. - The company also uses artificial intelligence to analyze insurance applications and help insurers query and extract insights from data.

Between the lines: - The partnership reflects a shift from data-only services toward a hybrid model that mixes data with human analysis. - That matters because credit risk decisions often depend on context that raw financials do not capture, such as ownership structure, sector exposure and country-specific risk. - The expanded service also gives Altares a way to reach customers that want more than standard business information without building a full analyst operation in-house. - Tinubu gains wider distribution for its analyst-led assessments through Altares' commercial network.

What's next: - Altares and Tinubu say they want to provide higher-quality international business intelligence paired with tailored human expertise. - The companies' next phase will likely focus on helping customers manage exposure and make more confident credit decisions as economic uncertainty continues. - Both companies positioned the partnership as a long-term commitment, suggesting further integration of data and advisory services.